The Sisseton-Wahpeton Oyate Homebuyers program provides down payment financial assistance to enrolled Sisseton-Wahpeton Tribal members who are seeking to purchase a primary home. For application and criteria guidelines, please contact our office. Our office is located in the Sisseton- Wahpeton Tribal Administration Building.

Program Services

Assessment

• Intake
• Credit report
• Identity obstacles
• Develop action plan
• Develop short and long term goals
• Determine readiness

Site Selection

• Available options – Tribal trust, Allotted land, Fee land
• Archeological Clearance
• I.H.S. Application Process
• Utilities
• Roads

Financial Credit Management

• Credit Repair
• Establishing Credit
• Money Management

Homeownership Education

• Pre-purchase
• Debt Management
• Financial Management
• Post-purchase
• Foreclosure

Loan Packaging Assistance

• Prequalifying
• Budgeting
• Affordability
• Advocacy

Financial Resource Options

• HUD 184 Loan Guarantee Program
• USDA/Rural Development
• Department of Veterans Affairs
• SD Housing Development Authority
• Banks, Credit Unions
• SWO Homebuyers Programs
• Homes Are Possible Inc. (HAPI)
• Home Ownership Assistance Program (HOAP)
• Opportunities for Independent Living (OIL)

Default Counseling & Foreclosure Intervention

• Assessment
• Plan Development
• Negotiation
• Rebuilding Plan